If your policy is more than 3 years, then you can surrender your existing policy. Surrender values will be depend on your policy and number of total policy year and number of premiums you have paid. For details you can contact your servicing branch. But it is advisable that you will get more benefit/bonus on your policy after mature/complelte policy year.
To surrender your policy, you have to submit your policy bond paper, last premium paid receipt. And if your present address is different from then you have submit an address proof of your current address.
